Model Portfolios
Portfolios to highlight the principles of long term investing, diversification, and risk management.
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Passive (Indexed) Portfolios
| Fund | Symbol | Alternatives | Aggressive (80/20) | Growth (70/30) | Balanced (60/40) | Moderate (40/60) | Income Focused (30/70) |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF | VOO | SPY,IVV | 53.10% | 46.55% | 40.00% | 26.50% | 19.90% |
| Vanguard Small Cap ETF | VB | IWM,SLY,IJR | 2.90% | 2.45% | 2.00% | 1.50% | 1.10% |
| iShares Core MSCI EAFE ETF | VEA | IEFA,EFA,IDEV | 19.20% | 16.80% | 14.40% | 9.60% | 7.20% |
| iShares Core MSCI EM ETF | VWO | IEMG,EEM,SCHE | 4.80% | 4.20% | 3.60% | 2.40% | 1.80% |
| Vanguard Total Bond ETF | BND | AGG,SCHZ,SPAB | 15.0% | 23.00% | 30.00% | 45.00% | 53.00% |
| iShares Core Total USD Bond Market ETF | IUSB | AGG,SCHZ,SPAB | 5.00% | 7.00% | 10.00% | 15.00% | 17.00% |
| Total | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Passive Tax Aware Portfolios
| Fund | Symbol | Alternatives | Aggressive (80/20) | Growth (70/30) | Balanced (60/40) | Moderate (40/60) | Income Focused (30/70) |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF | VOO | SPY,IVV | 53.10% | 46.55% | 40.00% | 26.50% | 19.90% |
| Vanguard Small Cap ETF | VB | IWM,SLY,IJR | 2.90% | 2.45% | 2.00% | 1.50% | 1.10% |
| iShares Core MSCI EAFE ETF | VEA | IEFA,EFA,IDEV | 19.20% | 16.80% | 14.40% | 9.60% | 7.20% |
| iShares Core MSCI EM ETF | VWO | IEMG,EEM,SCHE | 4.80% | 4.20% | 3.60% | 2.40% | 1.80% |
| Vanguard Total Bond ETF | BND | AGG,SCHZ,SPAB | 15.0% | 23.00% | 30.00% | 45.00% | 53.00% |
| iShares Core Total USD Bond Market ETF | IUSB | AGG,SCHZ,SPAB | 5.00% | 7.00% | 10.00% | 15.00% | 17.00% |
| Total | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Active/Passive Blend Portfolio 1
| Fund | Symbol | Alternatives | Aggressive (80/20) | Growth (70/30) | Balanced (60/40) | Moderate (40/60) | Income Focused (30/70) |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF | VOO | SPY,IVV | 53.10% | 46.55% | 40.00% | 26.50% | 19.90% |
| Vanguard Small Cap ETF | VB | IWM,SLY,IJR | 2.90% | 2.45% | 2.00% | 1.50% | 1.10% |
| iShares Core MSCI EAFE ETF | VEA | IEFA,EFA,IDEV | 19.20% | 16.80% | 14.40% | 9.60% | 7.20% |
| iShares Core MSCI EM ETF | VWO | IEMG,EEM,SCHE | 4.80% | 4.20% | 3.60% | 2.40% | 1.80% |
| Vanguard Total Bond ETF | BND | AGG,SCHZ,SPAB | 15.0% | 23.00% | 30.00% | 45.00% | 53.00% |
| iShares Core Total USD Bond Market ETF | IUSB | AGG,SCHZ,SPAB | 5.00% | 7.00% | 10.00% | 15.00% | 17.00% |
| Total | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Active/Passive Blend Portfolio 2
| Fund | Symbol | Alternatives | Aggressive (80/20) | Growth (70/30) | Balanced (60/40) | Moderate (40/60) | Income Focused (30/70) |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF | VOO | SPY,IVV | 53.10% | 46.55% | 40.00% | 26.50% | 19.90% |
| Vanguard Small Cap ETF | VB | IWM,SLY,IJR | 2.90% | 2.45% | 2.00% | 1.50% | 1.10% |
| iShares Core MSCI EAFE ETF | VEA | IEFA,EFA,IDEV | 19.20% | 16.80% | 14.40% | 9.60% | 7.20% |
| iShares Core MSCI EM ETF | VWO | IEMG,EEM,SCHE | 4.80% | 4.20% | 3.60% | 2.40% | 1.80% |
| Vanguard Total Bond ETF | BND | AGG,SCHZ,SPAB | 15.0% | 23.00% | 30.00% | 45.00% | 53.00% |
| iShares Core Total USD Bond Market ETF | IUSB | AGG,SCHZ,SPAB | 5.00% | 7.00% | 10.00% | 15.00% | 17.00% |
| Total | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Active/Passive Blend Portfolio 3
| Fund | Symbol | Alternatives | Aggressive (80/20) | Growth (70/30) | Balanced (60/40) | Moderate (40/60) | Income Focused (30/70) |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF | VOO | SPY,IVV | 53.10% | 46.55% | 40.00% | 26.50% | 19.90% |
| Vanguard Small Cap ETF | VB | IWM,SLY,IJR | 2.90% | 2.45% | 2.00% | 1.50% | 1.10% |
| iShares Core MSCI EAFE ETF | VEA | IEFA,EFA,IDEV | 19.20% | 16.80% | 14.40% | 9.60% | 7.20% |
| iShares Core MSCI EM ETF | VWO | IEMG,EEM,SCHE | 4.80% | 4.20% | 3.60% | 2.40% | 1.80% |
| Vanguard Total Bond ETF | BND | AGG,SCHZ,SPAB | 15.0% | 23.00% | 30.00% | 45.00% | 53.00% |
| iShares Core Total USD Bond Market ETF | IUSB | AGG,SCHZ,SPAB | 5.00% | 7.00% | 10.00% | 15.00% | 17.00% |
| Total | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |