Home / Model Portfolios
Model Portfolios.
Five strategies. One framework.
Five principle-based portfolios — each a different investment approach. Passive. Passive Tax Aware. Multifactor. Strategic Blend. Dynamic Alpha. Pick the methodology that matches how you want to invest. Updated quarterly.
The Portfolios
Pick the methodology that matches how you want to invest.
This section is restricted to paid subscribers only
Performance
Trailing Total Returns through June 25, 2026.
Passive
+14.41%
Passive Tax Aware
+15.63%
Multifactor
+15.11%
Strategic Blend
+14.07%
Dynamic Alpha
+12.63%
Returns shown are for the 60/40 (balanced) version of each portfolio, since inception (August 1, 2025). Returns are illustrative and net of fund expenses; not net of brokerage costs or taxes.
Past performance is not indicative of future results.
Past performance is not indicative of future results.
Methodology
Built on principles, not predictions.
Every portfolio follows the same six rules. No market timing. No tactical pivots based on someone’s outlook. Just the principles that have worked over multiple market cycles.
- DiversificationAcross asset classes, regions, and styles. The future is uncertain — that is the starting point, not a problem to solve.
- Quality holdingsFunds chosen from the Fund Research library — same 5 Ps framework. Parent, people, process, performance, price.
- Risk managementEach portfolio is built with explicit attention to drawdown behavior in a serious market decline. Risk is communicated, not buried.
- Long-term perspectiveTime in the market matters more than timing. Each portfolio is paired to a stated time horizon.
- Cost disciplineWeighted-average expense ratios kept low. Costs compound just like returns do — in the wrong direction.
- Quarterly reviewUpdates published every quarter — performance, attribution, and any allocation changes with the rationale behind them.
Compare
All five at a glance.
| Passive | Passive Tax Aware | Multifactor | Strategic Blend | Dynamic Alpha | |
|---|---|---|---|---|---|
| Approach | Index-Based | Tax-Optimized | Factor-Tilted | Active + Passive | Active Alpha |
| Primary vehicles | Index funds & ETFs | Munis, ETFs | Factor ETFs | Mix of active & passive | Active mutual funds |
| Wtd. expense ratio | 0.03% | 0.04% | 0.08% | 0.17% | 0.26% |
| Current yield | 2.53% | 2.23% | 2.54% | 2.62% | 3.39% |
| Return since inception (August 1, 2025) — 60/40 balanced version | +14.41% | +15.63% | +15.11% | +14.07% | +12.63% |
What Members Get
The framework is free. The implementation is members-only.
Everything above this line is publicly readable. Founding Membership unlocks the parts that take ongoing work to build and maintain.
Free · Visible to anyone
- All five strategies named and described
- Investment approach for each (index, factor, active, etc.)
- Full six-rule methodology
- Headline performance since inception
- Side-by-side strategy comparison
Members Only
- Full holdings: every fund with ticker and weight
- Five versions of the portfolio for five different risk levels
- Complete performance track record and attribution
- Ongoing portfolio manager commentary and trade log
Member access unlocks all five portfolios.
Become a Founding Member for $179/year. Full holdings, quarterly reports, allocation changes, and the rationale behind every move.